Getting Insurance For Birds

Birds are one of the more subtle pets, but just like the cat or dog, you can consider having a insurance for your bird. So you might be wondering, who insures a bird and what does a bird insurance cover? Well, a pet insurance and coverage will certainly most depends on the kind of pet. But there are standard coverage which all pet insurance will cover and that includes insurance for birds.

An affordable pet insurance plan may cover anything from accidents and illnesses as well as examinations, lab fees, prescriptions, X-rays, hospitalization and more. And of course birds are not excluded from this coverage. Even though it is rarely that you may take your bird into an examination room, but at some point in time you may just have to. Insurance for birds is not only for single bird pet owners, but for licensed breeders and distributors as well.

Remember that when you decided on getting a bird as a pet, ensure you already know about the bird and all pre-existing or hereditary conditions as these may not be covered under the bird insurance plan.

Bird Insurance writers will normally cover most birds from love birds to exotic to even the Legendary Phoenix Bird!

When I mention Insurance for Birds to bird owners they normally chuckle and ask why they would spend money on getting bird insurance when the animal is safe in a cage and never gets ill. Well, I can’t argue with that but when I ask about the “what ifs”, they seldom have any good comment. What if your beautiful exotic bird breaks a wing? What if your bird becomes ill with one of the many diseases which may even affect you? Yes, birds may become infected with diseases which may spread over to us humans.

Germs from birds can cause a variety of illnesses in people, ranging from minor skin infections to serious illnesses. These illnesses are rare in the United States, but it's better to be safe and take steps to keep yourself and your birds healthy.

Common Bird illness Includes

1. Mycobacterium avium complex (MAC, Avian Tuberculosis)

• MAC is a bacterial disease spread to people from birds and other animals through the environment. Affected birds can become depressed, thin, and weak, and might have diarrhea. Birds carrying this disease shed large amounts of the bacteria into the environment.

 

• Experts believe that people get MAC through exposure to the bacteria in the environment, though it is not clear exactly how the bacteria are transmitted. This disease primarily affects people with a weak immune system. Affected people might lose weight, have abdominal pain or diarrhea, and be anemic or feel tired.

2. Parrot Fever (Psittacosis; Chlamydiophila psittaci)

• Parrot fever is a bacterial disease that people can get after accidentally breathing in secretions of infected psittacine birds, including parrots and parakeets, or poultry and wild birds. Birds might or might not show signs of illness from parrot fever.
• People who become sick with parrot fever might have fever, chills, headache, muscle aches, difficulty breathing, and a dry cough. Symptoms usually begin 5–14 days after exposure but can take years to appear. Infants, the elderly, and those with weakened immune systems are more susceptible to parrot fever and might develop more serious illness.

At any given time you bird can become quite ill and you just may not have the money available at the time to pay for any type of treatment. But if you had an affordable insurance for your bird, it would have greatly diminished the financial burden of that initial pet care.

Just like having a cat or a dog, take in your pet bird for checkups and ensure that your bird is doing well. Don't just cage it, feed it and pour it water. It is an animal which requires the right nutrition, the same amount of love and of course good health care which can be easily achieved with an insurance plan for your bird.