If it is one thing i can tell you about life is that it is unsure. Anything that can happen will happen, and because of this rule we have insurance companies. Pet Insurance companies exist so that pet owners can have a peice of mind in the event that their dog or cat may need some type of costly medical treatment or even for the passing of their pets. What ever your budget is as a pet owner, you can be sure that a pet insurance company is out there with a plan suitable for you. Even if you have more than one pets caring for, there are multi pet insurance plans that will give you discounted insurance rates once you place all your pets on that insurance plan. So lets do a simple breakdown as it relates to the various insurance available for your pet.
multi pet insurance
Multi-pet insurance allows you to stitch in all pet policies together into one. The cool thing about having a multi pet insurance is that because it keeps everything tied in one for all pets, it will lower your insurance premium if you had it separate and should reduce paperwork. With this type of pet insurance, you can have some peace of mind if you fall ill as many of this type of insurance can cover kennel or cattery cost if you as the pet owner fall ill. This would place you pet in well capable hands until your health has returned.
Pet Insurance
Well, this is the same as a multi pet insurance. The only difference is that your policy is tied to one single pet at time. So if you have a cat, you may take out a cat insurance, if you have a dog, you may take out a separate insurance for the dog. The main difference is more paperwork to complete and with a multi pet, you could be looking at discounted premium.
multi pet insurance
Multi-pet insurance allows you to stitch in all pet policies together into one. The cool thing about having a multi pet insurance is that because it keeps everything tied in one for all pets, it will lower your insurance premium if you had it separate and should reduce paperwork. With this type of pet insurance, you can have some peace of mind if you fall ill as many of this type of insurance can cover kennel or cattery cost if you as the pet owner fall ill. This would place you pet in well capable hands until your health has returned.
Pet Insurance
Well, this is the same as a multi pet insurance. The only difference is that your policy is tied to one single pet at time. So if you have a cat, you may take out a cat insurance, if you have a dog, you may take out a separate insurance for the dog. The main difference is more paperwork to complete and with a multi pet, you could be looking at discounted premium.
What Pet Insurance Generally Covers
This usually depends on the type of policy you take out for your pet, and also the insurance company that you are doing business with. But usually a pet insurance will cover the list of items below:
Vet Bills
Third Party Liability
Missing or Lost Pet Cost
This usually depends on the type of policy you take out for your pet, and also the insurance company that you are doing business with. But usually a pet insurance will cover the list of items below:
Vet Bills
- Basic vet checkups or if your pet suddenly comes down with any-type of unforeseen ailments. This could be a surgery, stitching close a cut, etc.
Third Party Liability
- This is important just as much as the Vet Bills. This coverage is in case your pet causes damage to anyone or their property. This may include, dog bite, cat scratch, etc.
Missing or Lost Pet Cost
- Who knew? Some pets do get bored of their environment and decide to go see the world, while some are actually kidnapped for various reasons.
So Is Pet Insurance Worth It?
Well, just as in any other thing in life you will find pet owners on both sides of the fence. While millions of pet owners think it worth insuring their pets. Others may believe that it is a waste of money that could be spent elsewhere. But unfortunately for thousands of pet owners who have learned the hard way that pet insurance is undoubtedly worth the money and time. It is a bedding for when you do have that need for pet health and you find yourself without enough money to cover a surgery that could have saved your pet's life, you realize that pet insurance is worth all that it is.
Well, just as in any other thing in life you will find pet owners on both sides of the fence. While millions of pet owners think it worth insuring their pets. Others may believe that it is a waste of money that could be spent elsewhere. But unfortunately for thousands of pet owners who have learned the hard way that pet insurance is undoubtedly worth the money and time. It is a bedding for when you do have that need for pet health and you find yourself without enough money to cover a surgery that could have saved your pet's life, you realize that pet insurance is worth all that it is.