​My dog has this special connection to her little ball
She jumps with it in her mouth, spit it out and watches it fall.
She tackles for it with herself almost like she is in a doggy soccer league
She runs with it so fast I just can’t believe
She sits down with it between her paws and just stairs at her ball
Then picks it up in her mouth and comes to me when I call
 
When we are together, she paws her little ball in my direction.
Then I pick it up and throw it she catches it by creating an interception
She loves her little ball, she even sleeps with it too
My loving canine Nica, I just don’t know what to do with you
There she goes again, ball rolling, watch her run
My dog and her ball is having so much fun.

Having the right pet insurance is critical if you are living in the United Kingdom. (UK). At any given moment, bad things can occur which may cause your direct out of pocket expense which a UK dog insurance coverage would have stood the cost. Just like any other member of your family. Your dog is entitled to what if benefits of an insurance coverage. So what is the best dog insurance in the UK and what are some of the bulleted points to look for when purchasing insurance for your dog? Let's delve in.

What Should Be Included In Your Dog Insurance UK

Surgery (Major or Minor)
Remember, dogs will be dogs and anything can happen from a broken hip to your dog swallowing one of his or her toys. The insurance policy must cover these critical areas.

• Third party liability (subject to acceptance) and legal costs
• Boarding fees if you are hospitalized for more than 48 hours
• Holiday cancellation costs. If your dog has a life threatening illness and you’re about to go away, we have it covered
• Advertising and reward costs for missing dogs
• Dental treatment. Routine dental treatment is excluded - but hold up - we can pay for the doggy dentist where the need for treatment is down to accidental injury.
• 90 days coverage for pets abroad. We will reimburse the cost of treatment your pet has received when travelling in accordance with the Pets Travel Scheme. Coverage is for a maximum of 90 days in any policy year.
• Dangerous dogs. We do not offer cover to any dog that is required to be registered under the Dangerous Dogs Act and/or the Dogs (Muzzling) regulations.

Eligibility for Cover
New insurance cover for most dogs can be started from the age of 8 weeks up to their 8th Birthday. However for certain breeds insurance can start from 8 weeks up to their 5th Birthday. Once already insured, cover can continue beyond these ages, subject to the policy terms and conditions. Many UK Dog Insurance companies will not cover high risk dogs such as racing dogs, farm dogs, emergency rescue dogs and security dogs.

Breeds of Dogs Not Covered By UK Dog Insurance

1. American Indian Dog
2. Pit Bull
3. American Staffordshire Terrier
4. American Bull Dog
5. Bully Kutta
6. Bandog
7. Boerboel
8. Cane Corso
9. Wolfdog
10. Czechoslovakian
11. Dingo
12. Dogo Argentino
13. Dogue Brasileros
14. Gull Dong
15. Husky Wolf Hybrid
16. Irish Blue Staffordshire Terrier,
17. Irish Staffordshire Terrier,
18. Saarlooswolfhound,
19. Japanese Tosa,
20. Tosa Inu,
21. Pit Bull Crosses,
22. Pit Bull Terrier,
23.  Wolf Hybrid 

​Why do I need pet insurance?
Pet insurers paid out a record £657 million in claims in 2015 - equating to £1.8 million every day - according to the Association of British Insurers (ABI).The figures show that in 2015, the number and cost of claims reached record levels, with 911,000 pet insurance claims made, up 9% on 2014. Their cost, at £657 million, was also up 9% on the previous year. Put your mind at ease that your beloved companions are covered for a range of eventualities. 

How fantastic are dogs, let me count the ways. Many of my readers have asked me  simple question. Do dogs understand love, hugs, petting and other positive emotions from humans to them? The simple answer to that is yes. But not just dogs,  All animals understand human feelings towards them. You don't have to go into a lab to study feelings, it is something which can be easily seen. You treat an animal bad, its responses towards you and others will be bad. You treat an animal with love and care. It will love and care for you too.

But for the scientific minds in the animal kingdom, this kind of sense of good emotions from us humans to from animals is called limbic resonance. Any form of interaction between sentient beings, not just humans and dogs, but other species as well  will cause a chemical response akin to the type of interaction between said beings. Kindness and affection trigger Oxycontin, aggression and fear will trigger adrenaline.

Dogs Are Magical
Yes, they say cats are supernatural, but dogs are magical. Dogs have a beautiful connection between both worlds. The world of mankind and the world of the wild. They understand species like themselves and they understand the human species. They are very capable of feeling negative and positive emotions from man, dog and other animals. Your dog is a master of you. Don't understand? Well, you dog is better to understand you better than most humans do. If you spend a lot of time around your canine pal, the animal will grow and understand all your patterns such as body language, behavior and moods. 

When you pet you dog, you are molding that animal and building love, trust, care and other positive feelings which will make your dog grow happy and healthier. Your dog will reciprocate those emotions by probably doing silly things to make you happy or just by being happy to see you by barking, rubbing and licking you. 
Dogs are magical because even if you do not give live, they intern will try to give love to you by just being happy that you are with them. Dogs carry no hatred in heart and give without expecting anything in return. Your dog indeed is an emotional animal and does understand human emotions quite well. This makes it a good reason why all dogs must receive love.