Having the right pet insurance is critical if you are living in the United Kingdom. (UK). At any given moment, bad things can occur which may cause your direct out of pocket expense which a UK dog insurance coverage would have stood the cost. Just like any other member of your family. Your dog is entitled to what if benefits of an insurance coverage. So what is the best dog insurance in the UK and what are some of the bulleted points to look for when purchasing insurance for your dog? Let's delve in.
What Should Be Included In Your Dog Insurance UK
Surgery (Major or Minor)
Remember, dogs will be dogs and anything can happen from a broken hip to your dog swallowing one of his or her toys. The insurance policy must cover these critical areas.
Surgery (Major or Minor)
Remember, dogs will be dogs and anything can happen from a broken hip to your dog swallowing one of his or her toys. The insurance policy must cover these critical areas.
- Third party liability (subject to acceptance) and legal costs
- Boarding fees if you are hospitalized for more than 48 hours
- Holiday cancellation costs. If your dog has a life threatening illness and you’re about to go away, we have it covered
- Advertising and reward costs for missing dogs
- Dental treatment. Routine dental treatment is excluded - but hold up - we can pay for the doggy dentist where the need for treatment is down to accidental injury.
- 90 days coverage for pets abroad. We will reimburse the cost of treatment your pet has received when travelling in accordance with the Pets Travel Scheme. Coverage is for a maximum of 90 days in any policy year.
- Dangerous dogs. We do not offer cover to any dog that is required to be registered under the Dangerous Dogs Act and/or the Dogs (Muzzling) regulations.
Eligibility for Cover
New insurance cover for most dogs can be started from the age of 8 weeks up to their 8th Birthday. However for certain breeds insurance can start from 8 weeks up to their 5th Birthday. Once already insured, cover can continue beyond these ages, subject to the policy terms and conditions. Many UK Dog Insurance companies will not cover high risk dogs such as racing dogs, farm dogs, emergency rescue dogs and security dogs.
Breeds of Dogs Not Covered By UK Dog Insurance
New insurance cover for most dogs can be started from the age of 8 weeks up to their 8th Birthday. However for certain breeds insurance can start from 8 weeks up to their 5th Birthday. Once already insured, cover can continue beyond these ages, subject to the policy terms and conditions. Many UK Dog Insurance companies will not cover high risk dogs such as racing dogs, farm dogs, emergency rescue dogs and security dogs.
Breeds of Dogs Not Covered By UK Dog Insurance
- American Indian Dog
- Pit Bull
- American Staffordshire Terrier
- American Bull Dog
- Bully Kutta
- Bandog
- Boerboel
- Cane Corso
- Wolfdog
- Czechoslovakian
- Dingo
- Dogo Argentino
- Dogue Brasileros
- Gull Dong
- Husky Wolf Hybrid
- Irish Blue Staffordshire Terrier,
- Irish Staffordshire Terrier,
- Saarlooswolfhound,
- Japanese Tosa,
- Tosa Inu,
- Pit Bull Crosses,
- Pit Bull Terrier,
- Wolf Hybrid
Why do I need pet insurance?
Pet insurers paid out a record £657 million in claims in 2015 - equating to £1.8 million every day - according to the Association of British Insurers (ABI).The figures show that in 2015, the number and cost of claims reached record levels, with 911,000 pet insurance claims made, up 9% on 2014. Their cost, at £657 million, was also up 9% on the previous year. Put your mind at ease that your beloved companions are covered for a range of eventualities.
Pet insurers paid out a record £657 million in claims in 2015 - equating to £1.8 million every day - according to the Association of British Insurers (ABI).The figures show that in 2015, the number and cost of claims reached record levels, with 911,000 pet insurance claims made, up 9% on 2014. Their cost, at £657 million, was also up 9% on the previous year. Put your mind at ease that your beloved companions are covered for a range of eventualities.
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